Privacy Policy & Terms & Conditions

App: Expense Tracker — Budget & Finance
Developer: Amar Dahake (“Service Provider”)
Contact: progressapp@proton.me

Privacy Policy

Effective Date: 2026-09-14 | Last Updated: 2026-09-15

Summary

Expense Tracker is a fully offline, local-only app. It does not collect, transmit, or share any personal data. No internet connection is required or used by the app. All data you enter is stored exclusively on your device and is never sent anywhere.

1. Information We Do Not Collect

The Application does not collect, transmit, or share any personal data. Specifically:

No user account or registration is required.
No data is sent to any server, cloud service, or third party.
No analytics, crash reporting, or tracking SDKs are included.
No advertising identifiers or device identifiers are accessed.
Your device’s IP address is never collected.
Your financial data (transactions, accounts, budgets, goals) is never transmitted off your device.
No cookies, pixels, or web tracking technologies are used.

2. Data Stored On Your Device

All data you create in the app — transactions, accounts, categories, budgets, goals, and currency preferences — is stored locally in a SQLite database file on your device. This data is:

Accessible only to the Expense Tracker app.
Never shared with any third party.
Never uploaded to any cloud service.
Removed when you uninstall the app (subject to your device’s OS behaviour).

3. Backup Export

The app provides an optional manual backup feature that copies your local database to a .sqlite file, which you can then share using your device’s share function.

This export is entirely user-initiated. The app never exports or uploads data automatically.
You are fully responsible for where you choose to send or store your backup file.
Treat your backup file as sensitive financial data and only share it with trusted destinations.
The Application does not have access to backups once they leave the device via the share sheet.

4. Android Auto Backup

Android Auto Backup is disabled for this application. Your app data is not automatically synced to Google Drive or any other cloud service by the operating system.

5. Exchange Rates

Currency exchange rates displayed in the app are static reference values built into the application at the time of release. They are indicative only and do not reflect live market rates. No external service or API is contacted to retrieve exchange rate data.

6. Third Parties

No tracking, analytics, advertising, crash-reporting, or data-collecting SDKs are used. Open-source libraries used (SQLite via sqflite, share_plus, shared_preferences) process data on-device only. The only network-capable library included is share_plus, which is used exclusively to open your device’s native share sheet at your explicit request — it does not transmit any data on its own.

7. Children

This Application is not directed at children under the age of 13 (COPPA) or the applicable age of digital consent in your jurisdiction (up to 16 under GDPR). We do not knowingly collect personal data from anyone, including children. Because no data is collected at all, there is no children’s data to protect.

If you are the parent or guardian of a child who has used this app, you can be assured that no data has been collected.

8. Your Rights

Because no personal data is collected or processed by us, there is no personal data held by the developer to access, correct, delete, or port.

All your data is on your device. You can delete it at any time by:

Deleting individual records within the app.
Using the app’s built-in clear functions.
Uninstalling the application.

If you have any questions or concerns, contact: progressapp@proton.me

California residents (CCPA/CPRA): Because no data is collected or sold, there is nothing to opt out of. Your rights under CCPA/CPRA are inherently satisfied.

EEA/UK residents (GDPR/UK GDPR): No personal data is processed by the developer. No consent is required and no legitimate interest is claimed because no data processing occurs.

9. Security

Your data resides only on your device and is protected by your device’s built-in security mechanisms (screen lock, device encryption). We recommend:

Keeping your device’s operating system and security patches up to date.
Using a strong screen lock (PIN, fingerprint, or face recognition).
Storing exported backup files in a secure location.

10. Changes to This Policy

If this privacy policy changes materially (e.g., if a future version of the app introduces network features), the updated policy will be published in the app and the effective date will be updated. We will seek consent where required by law before any such change takes effect.

Previous versions of this policy are available on request at: progressapp@proton.me

11. Contact

For any questions about this privacy policy:

Amar Dahake
Email: progressapp@proton.me

Terms & Conditions

Effective Date: 2026-09-12 | Last Updated: 2026-09-15

By downloading or using the Application, you agree to these Terms and Conditions. Please read them carefully before using the Application. If you do not agree, do not download or use the app.

1. License to Use the Application

Subject to your compliance with these Terms, the Service Provider grants you a limited, non-exclusive, non-transferable, revocable licence to install and use the Application on a mobile device for your personal or internal business purposes.

You may not:

Reproduce, distribute, modify, or create derivative works from the Application.
Reverse engineer, decompile, or disassemble the Application, except as expressly permitted by applicable law.
Sublicense, sell, rent, or lease access to the Application.
Remove, alter, or obscure any copyright, trademark, or other proprietary notices in the Application.

2. Intellectual Property

The Service Provider retains all intellectual property rights in the Application, including its code, design, trademarks, service marks, trade names, logos, and branding. Nothing in these Terms grants you any right to use the Service Provider’s trademarks, logos, or branding.

3. Age and Eligibility

You represent that:

You are legally permitted to use the Application in your jurisdiction.
You are at least 13 years of age (COPPA) or the applicable age of digital consent in your jurisdiction (up to 16 under GDPR).

If you are below the applicable age, a parent or legal guardian must review and accept these Terms on your behalf before you use the Application.

4. Acceptable Use

You agree to use the Application only for lawful purposes and in accordance with these Terms. You agree not to use the Application to:

Violate any applicable local, national, or international law or regulation.
Engage in any conduct that is unlawful, harmful, fraudulent, or deceptive.
Attempt to gain unauthorised access to any system or network.
Introduce malware, viruses, or other harmful code.

5. User Data and Privacy

All data you enter into the Application is stored locally on your device only. The Service Provider does not collect, store, transmit, or process any of your personal or financial data. For full details, see the Privacy Policy.

6. Backup and Data Export

The Application provides an optional backup export feature. When you export a backup:

You are solely responsible for the security of the exported file.
The Service Provider has no access to or control over files once shared via your device’s share sheet.
Treat exported backup files as sensitive financial data.

7. Accuracy of Information

The Application is a personal finance tracking tool. It does not provide:

Financial advice, investment advice, or tax advice.
Real-time or guaranteed-accurate exchange rates (rates shown are static reference values).
Audited or certified financial records.

Reliance on the Application for financial decisions is at your own risk.

8. Device and Service Requirements

The Application requires a compatible Android device running Android 7.0 (API 24) or above.
Some features (backup export, share) require interaction with other apps or services on your device.
Keep your device secure and up to date. Avoid jailbreaking or rooting your device, as this may expose it to security risks and may cause the Application to malfunction.
The Service Provider is not responsible for device battery depletion or lack of device storage preventing use of the Application.
Nothing in these Terms limits your non-excludable statutory consumer protection rights.

9. Limitation of Liability

To the fullest extent permitted by applicable law:

The Service Provider is not liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, data loss, or business interruption arising from your use of the Application.
The Service Provider retains liability for: death or personal injury caused by negligence, fraud or fraudulent misrepresentation, and any other liability that cannot be excluded by law.
Total liability is capped at the amount you paid for the Application in the 12 months preceding the claim. For a free app, the cap is the minimum permitted by applicable law.
No liability is accepted for loss arising from reliance on inaccurate exchange rates or financial data displayed in the Application.

10. Indemnification

To the fullest extent permitted by applicable law, you agree to indemnify and hold harmless the Service Provider and its affiliates, officers, employees, and agents against any claims, losses, damages, or expenses (including legal fees) arising from:

Your breach of these Terms.
Your intentional misuse of the Application.

This does not apply to claims arising from the Service Provider’s own negligence or wrongdoing, and is limited where consumer protection law restricts indemnification obligations.

11. Updates and Continuity

The Application is currently free to use with no advertisements, subscriptions, or in-app purchases. If this changes, any charges will be clearly communicated in advance.
The Service Provider may release updates to the Application. You may need to install updates to continue using certain features.
The Service Provider does not guarantee that updates will be available for every operating system version.
The Service Provider may stop supporting older OS versions or discontinue the Application at any time, with reasonable notice where practicable.
On termination or discontinuation, your licence ends and you should delete all copies of the Application from your devices.

12. Termination

The Service Provider may suspend or terminate your access to the Application if you materially breach these Terms, with written notice and (where the breach is capable of remedy) 14 days to remedy it.

Access may be suspended or terminated immediately, without notice, if you:

Violate applicable law.
Infringe intellectual property rights.
Engage in activity that could harm other users or the Service Provider.

Upon termination, your right to use the Application ends immediately and you must delete all copies from your devices.

13. Governing Law and Disputes

These Terms are governed by the laws of the jurisdiction in which the Service Provider is established, excluding conflict-of-law rules, except where mandatory consumer protection laws of your jurisdiction apply.

Disputes shall be submitted to the competent courts under applicable law. Where available and required, you retain the right to seek resolution through alternative dispute resolution (ADR) mechanisms.

14. Digital Services Act (DSA) Compliance

Where the Application constitutes an intermediary service under Regulation (EU) 2022/2065 (Digital Services Act), the Service Provider:

Maintains a single point of contact at: progressapp@proton.me
Provides statements of reasons for any content restrictions or moderation decisions.
Processes notices of illegal content or behaviour promptly.
Engages with certified out-of-court dispute settlement bodies where required.
Publishes transparency reports on request.

15. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court of competent jurisdiction, it will be modified to the minimum extent necessary to make it enforceable, and the remaining provisions will continue in full force and effect.

16. Entire Agreement

These Terms, together with the Privacy Policy, constitute the entire agreement between you and the Service Provider regarding your use of the Application and supersede all prior agreements or understandings.

17. Changes to These Terms

The Service Provider may update these Terms from time to time. Material changes will be communicated by updating the effective date in the Application. We encourage you to review these Terms periodically. Continued use of the Application after changes constitutes acceptance of the updated Terms.

Previous versions are available on request at: progressapp@proton.me

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